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  <!-- Core pages -->
  <url>
    <loc>https://clientcheck.com.au/</loc>
    <lastmod>2026-04-24</lastmod>
    <priority>1.0</priority>
    <changefreq>weekly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/features/</loc>
    <lastmod>2026-04-02</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/pricing/</loc>
    <lastmod>2026-04-02</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/contact/</loc>
    <lastmod>2026-04-02</lastmod>
    <priority>0.7</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/privacy/</loc>
    <lastmod>2026-04-02</lastmod>
    <priority>0.3</priority>
    <changefreq>yearly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/terms/</loc>
    <lastmod>2026-04-02</lastmod>
    <priority>0.3</priority>
    <changefreq>yearly</changefreq>
  </url>

  <!-- Blog index -->
  <url>
    <loc>https://clientcheck.com.au/blog/</loc>
    <lastmod>2026-03-12</lastmod>
    <priority>0.9</priority>
    <changefreq>weekly</changefreq>
  </url>

  <!-- Blog: Accountants (original 5) -->
  <url>
    <loc>https://clientcheck.com.au/blog/accountants-tranche-2-what-changes-july-2026/</loc>
    <lastmod>2026-01-05</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/accounting-firm-kyc-checklist-austrac/</loc>
    <lastmod>2026-01-07</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/beneficial-ownership-for-accountants-guide/</loc>
    <lastmod>2026-01-09</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-risk-rating-model-accounting-practices/</loc>
    <lastmod>2026-01-11</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/suspicious-matter-reporting-for-accounting-firms/</loc>
    <lastmod>2026-01-13</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Lawyers -->
  <url>
    <loc>https://clientcheck.com.au/blog/aml-obligations-for-lawyers-in-2026/</loc>
    <lastmod>2026-01-15</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/law-firm-client-due-diligence-framework/</loc>
    <lastmod>2026-01-17</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/trust-account-risk-controls-for-lawyers/</loc>
    <lastmod>2026-01-19</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/pep-screening-and-edd-for-legal-practices/</loc>
    <lastmod>2026-01-21</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/law-firm-aml-governance-and-amlco-role/</loc>
    <lastmod>2026-01-23</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Other industries -->
  <url>
    <loc>https://clientcheck.com.au/blog/tranche-2-guide-for-consultants-and-advisers/</loc>
    <lastmod>2026-02-04</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/small-firm-aml-program-starter/</loc>
    <lastmod>2026-02-06</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-compliance-officer-role-explained/</loc>
    <lastmod>2026-02-08</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/ongoing-due-diligence-best-practice/</loc>
    <lastmod>2026-02-10</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-tech-stack-for-modern-professional-firms/</loc>
    <lastmod>2026-02-12</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Real estate -->
  <url>
    <loc>https://clientcheck.com.au/blog/real-estate-agents-tranche-2-compliance-guide/</loc>
    <lastmod>2026-01-25</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/beneficial-ownership-checks-property-transactions/</loc>
    <lastmod>2026-01-27</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/real-estate-high-risk-signals-and-edd/</loc>
    <lastmod>2026-01-29</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/smr-process-for-real-estate-businesses/</loc>
    <lastmod>2026-01-31</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-training-blueprint-for-property-teams/</loc>
    <lastmod>2026-02-02</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Accountants (10 new — risk and training) -->
  <url>
    <loc>https://clientcheck.com.au/blog/accounting-risk-assessment-template-tranche-2/</loc>
    <lastmod>2026-02-14</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-training-plan-for-accounting-teams/</loc>
    <lastmod>2026-02-16</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/accountant-client-onboarding-risk-triage/</loc>
    <lastmod>2026-02-18</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/internal-aml-control-testing-accounting-firms/</loc>
    <lastmod>2026-02-20</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-training-for-junior-accountants/</loc>
    <lastmod>2026-02-22</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/high-risk-client-escalation-playbook-accountants/</loc>
    <lastmod>2026-02-24</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/annual-aml-training-calendar-for-accounting-firms/</loc>
    <lastmod>2026-02-26</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/partner-level-risk-governance-accounting-firms/</loc>
    <lastmod>2026-02-28</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/suspicious-behaviour-scenarios-for-accounting-teams/</loc>
    <lastmod>2026-03-02</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/cpd-aligned-aml-training-for-accountants/</loc>
    <lastmod>2026-03-04</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Using ClientCheck -->
  <url>
    <loc>https://clientcheck.com.au/blog/aml-compliance-without-a-dedicated-team/</loc>
    <lastmod>2026-03-06</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/replacing-spreadsheets-with-structured-aml-workflows/</loc>
    <lastmod>2026-03-08</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/what-a-tranche-2-audit-asks-for/</loc>
    <lastmod>2026-03-10</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/law-firm-tranche-2-compliance-without-the-overhead/</loc>
    <lastmod>2026-03-12</lastmod>
    <priority>0.8</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Landing pages (added 2026-04-24) -->
  <url>
    <loc>https://clientcheck.com.au/accountants/</loc>
    <lastmod>2026-04-24</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/aml-ctf-compliance-software/</loc>
    <lastmod>2026-04-24</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>

  <!-- Blog: Deadline urgency posts (added 2026-04-24) -->
  <url>
    <loc>https://clientcheck.com.au/blog/austrac-accountants-obligations-2026/</loc>
    <lastmod>2026-04-20</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/aml-ctf-deadline-accountants-what-to-do-now/</loc>
    <lastmod>2026-04-21</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>
  <url>
    <loc>https://clientcheck.com.au/blog/when-does-tranche-2-start-austrac-obligations-explained/</loc>
    <lastmod>2026-04-22</lastmod>
    <priority>0.9</priority>
    <changefreq>monthly</changefreq>
  </url>

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