Features
Everything you need to meet your AML/CTF obligations.
Am I captured by the new AML/CTF laws?
The Tranche 2 reforms extend AML/CTF obligations to accounting and legal practices that provide certain designated services. Answer these three questions to find out if your practice is likely captured.
Do you help clients buy, sell, or transfer property, companies, or legal structures?
Do you accept cash of $10,000 or more when dealing in precious metals or stones?
Do you hold, manage, or control client money or assets?
If you answered yes to any of the above:
You are likely captured by Australia's AML/CTF laws. Enrolment with AUSTRAC is required by 29 July 2026 (28 days after obligations start on 1 July 2026). CDD is required for all new clients from 1 July 2026.
Know your client
Before providing any designated service, you must verify your client's identity and assess their risk profile. ClientCheck guides every staff member through the complete CDD workflow — consistently, every time.
- Client register with individual risk ratings
- Guided CDD workflow for all client types — individual, company, trust, government body
- Electronic identity verification via the Document Verification Service (DVS)
- PEP and sanctions screening — mandatory, automatic, logged
- Escalation workflow for high-risk clients requiring senior manager approval
- Pre-commencement client import for existing clients under the transitional rules
Report suspicious matters
When a transaction or client behaviour raises concern, there is a legal obligation to report it to AUSTRAC — within 24 hours for terrorism-related suspicions, or 3 business days for all others. ClientCheck tracks the deadline from the moment a suspicion is recorded.
- Staff escalation workflow to the AMLCO — structured, auditable
- SMR form pre-filled from client and transaction data
- Statutory deadline tracking — 24 hours or 3 business days, automatically calculated
- Tipping-off safeguard built into the submission step
- AUSTRAC reference number recorded on lodgement
Report cash transactions
Physical currency transactions of $10,000 or more must be reported to AUSTRAC within 10 business days. ClientCheck detects them, tracks the deadline, and pre-fills the report — so nothing falls through the cracks.
- Automatic detection of $10,000+ physical currency transactions
- TTR form pre-filled from transaction data
- 10-business-day deadline tracking — calculated from the transaction date
- Cross-border movement (CBM) reporting
- Structuring detection for split transactions designed to avoid the threshold
Keep your program current
AUSTRAC requires annual program reviews, ongoing staff training, and records kept for seven years. ClientCheck generates your founding documents, tracks your training register, and pre-fills your annual compliance report from operational data.
- AUSTRAC Accounting Program Starter Kit digitised — generates your 3 program documents
- 4 in-product staff training modules with assessment and certificates
- Personnel due diligence records for all staff with compliance roles
- Program review tracker — 9 trigger types (legislative change, significant incident, and more)
- Annual AUSTRAC compliance report — pre-filled from the year's activity
- Internal governing body report (where required by your structure)
Ready to meet your obligations?
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